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    Fred Tam

    Real Estate Sales Representative

    Right At Home Realty Inc., Brokerage

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    Fred was great! He was patient and really listened to what I needed! - Farrah, First Time Home Buyer and Real Estate Investor

    Fred was an excellent realtor. Super friendly and knowledgeable. He always walk through all our possibilities before making the next move and analyzing our best options. Definitely I would recommend Fred as a great Toronto realtor.

    Fred really helped out with the purchase of a home.  We were considering areas like Etobicoke, Pickering, Toronto, until we finally decided on Scarborough.  He was professional throughout the process and was always available to answer any questions we had.  This type of Realtor really showed he cared about us.  I recommend Fred if you are looking to buy a home in the future! - Manyu, Real Estate Investor

    Fred had a great eye for scoping out affordable condos while providing us with research to weigh our options. He was very knowledgeable and able to explain to us the entire condo buying process so that we did not run into surprises. Friendly and great guy to work with! - Jeff, Real Estate Investor

    Fred helped us find the perfect tenants. He followed up on all references and made sure they were a great fit. Everything was signed and wrapped up within a week! - John, Real Estate Investor

    Fred, you are amazing. And I have been in real estate for 17 years. You have been nothing but professional. Always on time. Always replying to messages. Always communicating in the most efficient way. Thank you." - Irina E., real estate salesperson from co-operating brokerage

    Fred was very patient with my condo search. It took me awhile but I finally found the condo of my dream. He's a great realtor. I would recommend him to my family and friends! - Mei, First Time Homebuyer

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    Recent Blog Posts

    Toronto Housing Bubble

    Saturday Aug 17th, 2019

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    Why Real Estate Bubbles Happen A real estate bubble occurs in local or global real estate markets, and typically follow a land boom. This is a rapid increase in real property market price (i.e. housing) until they reach unsustainable levels that eventually lead to a gradual or rapid decline. Can real estate bubbles be identified and prevented? Housing market bubbles are more critical than stock market bubbles. Equity price busts occur on average every 13 years, last... [read more]

    Transforming 310km of Toronto's Underused Space with Laneway Housing

    Friday Jul 26th, 2019

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    New city regulations allow many homeowners to build rental suites in place of garages. The City of Toronto defines laneway suites as residential units that must have their own kitchens and bathrooms and be on the same lot as a house. By permitting homeowners to build these units, the city is hoping to add much-needed housing stock to the rental market. It currently has more than 300 km of laneways and 47,000 residential properties that abutt them.  In Vancouver, the city has allowed... [read more]

    Lowest Mortgage Rate Since 2017 at 2.64%

    Thursday Jul 11th, 2019

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    The Canadian mortgage market is heating up. Ratehub recently reported the lowest mortgage rate in the last two years at a rate of 2.64%. This rate comes at a 5-year fixed mortgage. This is excellent news for home buyers. The rates earlier this year in 2019 were 3.3 to 3.4%. This decrease over time will surely inject a healthy amount of growth to the market. The impact to the impending stress tests that home buyers face also becomes slightly easier. The stress test created a barrier of... [read more]

    CMHC First Time Home Buyer Incentive Program

    Tuesday Jul 09th, 2019

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    What The Program Is The Program was announced in March 2019 and aims to make housing more affordable for first-time Buyers in Canada. The Canada Mortgage and Housing  Corporation (CMHC) contributes part of the downpayment in exchange for sharing in the appreciation (or loss) when the home eventually sells. This becomes a shared equity arrangement. For resale homes, CMHC will contribute up to 5% towards the downpayment; for new construction homes and condos, they’ll... [read more]

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