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    Fred Tam

    Real Estate Sales Representative

    Right At Home Realty Inc., Brokerage

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    Fred, you are amazing. And I have been in real estate for 17 years. You have been nothing but professional. Always on time. Always replying to messages. Always communicating in the most efficient way. Thank you." - Irina E., real estate salesperson from co-operating brokerage

    Fred was an excellent realtor. Super friendly and knowledgeable. He always walk through all our possibilities before making the next move and analyzing our best options. Definitely I would recommend Fred as a great Toronto realtor.

    Fred was very patient with my condo search. It took me awhile but I finally found the condo of my dream. He's a great realtor. I would recommend him to my family and friends! - Mei, First Time Homebuyer

    Fred was great! He was patient and really listened to what I needed! - Farrah, First Time Home Buyer and Real Estate Investor

    Fred had a great eye for scoping out affordable condos while providing us with research to weigh our options. He was very knowledgeable and able to explain to us the entire condo buying process so that we did not run into surprises. Friendly and great guy to work with! - Jeff, Real Estate Investor

    Fred helped us find the perfect tenants. He followed up on all references and made sure they were a great fit. Everything was signed and wrapped up within a week! - John, Real Estate Investor

    Fred really helped out with the purchase of a home.  We were considering areas like Etobicoke, Pickering, Toronto, until we finally decided on Scarborough.  He was professional throughout the process and was always available to answer any questions we had.  This type of Realtor really showed he cared about us.  I recommend Fred if you are looking to buy a home in the future! - Manyu, Real Estate Investor

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    Recent Blog Posts

    Buy a home for 5% down. What you need to know.

    Sunday Jun 16th, 2019

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    Buy a home with only 5% Down? CMHC Any home purchased with less than 20% paid as a downpayment is dinged with mortgage insurance by the Canadian Mortgage and Housing Corporation (CMHC). This protects the bank, not you. This is there for the banks in case you default on your mortgage. Let's be honest. Banks and other lending institutions are handing out mortgages to people who probably shouldn't have qualified for what they were given. There's also a difference here... [read more]

    What is Land Transfer Tax?

    Friday Jun 07th, 2019

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    What is Land Transfer Tax? When you buy land or an interest in land in Ontario, you pay Ontario's land transfer tax. Land includes, but is not limited to, any buildings, buildings to be constructed, and fixtures (such as light fixtures, built‑in appliances and cabinetry). In addition, for certain transfers of land within the Greater Golden Horseshoe Region, a 15% Non‑Resident Speculation Tax (NRST) may apply. Land transfer tax is normally based on the amount paid for the land, in... [read more]

    Bank of Canada Holds Interest Rate

    Wednesday May 29th, 2019

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    The Bank of Canada is holding its key interest rate steady as its senior officials insist there are more signs the economy's abrupt winter deceleration was short-lived. The central bank, as widely expected, kept its trend-setting rate at 1.75 per cent today -- and governor Stephen Poloz appears to be in no hurry to make a move, even as he points to economic improvements. The bank says in a statement that there's growing evidence the economy has been re-emerging in the second... [read more]

    First-Time Homebuyer? Read This Guide!

    Tuesday May 14th, 2019

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    There are several key elements to consider when buying your first home. Some might neglect a few of these and be surprised after signing an Agreement of Purchase and Sale or upon closing. Read on to learn more.   Land transfer tax You must pay a provincial and/or municipal (if in Toronto) land transfer tax when you acquire land. It is calculated based on the purchase price, and will vary depending on which province where the land is. This applies only to resale... [read more]

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